Building the Future of Africa's Debt Markets.
Oblyq empowers institutions to transform loan assets into liquid, investable products. We provide the tools for transparent securitization, risk management, and capital formation.
The ₦2.59 Trillion Challenge.
This section breaks down the critical market issues driving the need for a new financial infrastructure. The data shows a market under significant stress, with legacy systems unable to provide the necessary liquidity and transparency for growth.
Soaring NPLs
Non-performing loans (NPLs) in Nigeria have soared, indicating widespread financial stress and locking up bank capital.
Recapitalization Pressure
Banks face immense pressure from the CBN's recapitalization mandate, requiring significant fresh capital.
Opaque & Slow Systems
Legacy systems are opaque and slow, unfit for modern asset structuring, compliance tracking, and investor access.
Asset-Rich, Liquidity-Poor
Most banks are asset-heavy but liquidity-poor, lacking tools to turn balance sheets into market-ready investments.
The Infrastructure for Intelligent Debt.
Oblyq provides a comprehensive platform that directly addresses the market's challenges. This section details our core offerings, each designed to unlock value, enhance liquidity, and provide unparalleled transparency.
Securitization Infrastructure
Package distressed and healthy loan assets into bankable structured debt like asset-backed notes and other offerings.
SPV-as-a-Service
Launch compliant Special Purpose Vehicles with automated governance and radically reduced time-to-market.
Liquidity Gateway
Enable banks and fintechs to convert NPLs and performing loans into investable assets, unlocking balance sheet value.
Analytics + Risk Layering
Utilize built-in tools for portfolio stratification, providing investor-grade visibility into underlying risk.
Advanced Dataroom
Provide secure, compliant, and intuitive datarooms for investors to conduct due diligence on structured products.
From Balance Sheet to Market in Three Steps.
Our platform simplifies the complex process of creating and managing structured debt products. We've streamlined the workflow to ensure speed, compliance, and efficiency from start to finish.
Connect & Analyze
Securely link your loan portfolio. Oblyq's analytics engine automatically stratifies assets, identifies opportunities, and assesses risk profiles to prepare for structuring.
Structure & Package
Use our SPV-as-a-Service and securitization tools to create compliant, market-ready investment products. Define tranches, set terms, and generate all necessary documentation seamlessly.
Invest & Manage
Offer your newly created assets to a curated network of institutional partners and investors. Manage the entire investment lifecycle, from reporting to payments, directly on the platform.